Investing your money is a serious business and deserves a well thought out plan.
While saving money is always a good idea, you should also know what you are saving money for, and how much you will need to meet that goal.
Usual financial goals could include saving enough to buy a home, or planning for investments to supplement your pension, or even having ready access to a certain amount of money in case of medical emergencies.
The goals must be set before you can save money for them.
The Economy.
The economy is bad, worldwide. Even if you do have a job, usually it doesn't pay you enough for you and your family to live on. So you have to go get another job, is this the type of life you want?
Do you want to improve your financial situation? Are you working in a dead-end job? Do you want more for you and your family? Would you like to work for yourself?
Do you want to fulfill your dreams? Can you find 15 to 20 hours a week to make good money? Learn to believe in yourself. Achieve your goals. Stop letting others control your life. Live without regrets. Live more abundantly.