If you clear all your bills before you set aside some amount to invest, you will never have any money left over.
What you need to do in a very disciplined manner is to invest regularly in a couple of options and then use the remaining money for your regular expenditures.
That way you will always have enough to invest and will work out the difference in your current lifestyle.
Skipping a movie a month is a small price to pay for a good investment portfolio.
The Economy.
The economy is bad, worldwide. Even if you do have a job, usually it doesn't pay you enough for you and your family to live on. So you have to go get another job, is this the type of life you want?
Do you want to improve your financial situation? Are you working in a dead-end job? Do you want more for you and your family? Would you like to work for yourself?
Do you want to fulfill your dreams? Can you find 15 to 20 hours a week to make good money? Learn to believe in yourself. Achieve your goals. Stop letting others control your life. Live without regrets. Live more abundantly.