RICH VS. POOR

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Posted on: 12th Jun 2014

If you ask Thomas Corley, being rich has very little to do with luck and everything to do with habits. Corley, who spent five years monitoring and analysing the daily activities and habits of people both wealthy and living in poverty (233 wealthy and 128 poor, specifically), isolated what he calls "rich habits" - and many of them are simply patterns of thought.

"I found in my research that wealthy people are by and large optimists," he says. "They practice gratitude and look at happiness like a habit." Corley, who presents and explains many of his findings in his book "Rich Habits: The Daily Success Habits Of Wealthy Individuals" defines "rich people" as those with an annual income of $US160,000 or more and a liquid net worth of $US3.2 million or more, and "poor people" as those with an annual income or $US35,000 or less and a liquid net worth of $US5,000 or less.

Here are ways Corley found that rich people think differently, based on statements with which they identify.

1. Rich people believe their habits have a major impact on their lives. "Daily habits are critical to financial success in life."*Rich people who agree: 52%* *Poor people who agree: 3%*

Wealthy people think that bad habits create detrimental luck and that good habits create "opportunity luck," meaning they create the opportunities for people to make their own luck. "When I looked at luck," Corley remembers, "a lot of rich people said they were lucky and a lot of poor people said they were unlucky."

2. Rich people believe in the American dream. "The American dream is no longer possible." *Rich people who agree: 2%* *Poor people who agree: 87%*

3. Rich people value relationships for professional and personal growth. "Relationships are critical to financial success." *Rich people who agree: 88%* *Poor people who agree: 17%

4. Rich people love meeting new people. "I love meeting new people." *Rich people who agree: 68%* *Poor people who agree: 11%

5. Rich people think that saving is hugely important. "Saving money is critical to financial success." *Rich people who agree: 88%* *Poor people who agree: 52%*

6. Rich people feel that they determine their path in life. "I believe in fate." *Rich people who agree: 10%* *Poor people who agree: 90%* Poor people are significantly more likely to believe that genetics are important to becoming wealthy, and significantly less likely to believe that they're the cause of their own financial status in life.

7. Rich people value creativity over intelligence. "Creativity is critical to financial success." *Rich people who agree: 75%* *Poor people who agree: 11%

8. Rich people enjoy their jobs. "I like (or liked) what I do for a living." *Rich people who agree: 85%* *Poor people who agree: 2%*

9. Rich people believe that their health influences their success. "Good health is critical to financial success." *Rich people who agree: 85%* *Poor people who agree: 13%*

Nothing magical about the beliefs of the wealthy but something very troubling about the beliefs of the poor, especially #2.

Too many people in America have bought into the class envy maxim that "it's not a fair playing field and you can't make it in America today." (My brother, the anti-entrepreneur spreads this message!)

Something needs to change ....

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