

First
consider bonds. There are various types of bonds that you can purchase. Bond�s
are similar to Certificates of Deposit. Instead of being issued by banks,
however, bonds are issued by the Government. Depending on the type of bonds
that you buy, your initial investment may double over a specific period of
time.
Mutual
funds are also relatively safe. Mutual funds exist when a group of investors
put their money together to buy stocks, bonds, or other investments. A fund
manager typically decides how the money will be invested. All you need to do is
find a reputable, qualified broker who handles mutual funds, and he or she will
invest your money, along with other client�s money. Mutual funds are a bit
riskier than bonds.
Stocks are
another vehicle for long term investments. Shares of stocks are essentially
shares of ownership in the company you are investing in. When the company does
well financially, the value of your stock rises. However, if a company is doing
poorly, your stock value drops. Stocks, of course, are even riskier than Mutual
funds. Even though there is a greater amount of risk, you can still purchase
stock in sound companies, such as G & E Electric, and sleep at night
knowing that your money is relatively safe.
The
important thing is to do your research before investing your money for long
term gain. When purchasing stocks you should choose stocks that are well
established. When you look for a mutual fund to invest in, choose a broker that
is well established and has a proven track record. If you aren�t quite ready to
take the risks involved with mutual funds or stocks, at the very least invest
in bonds that are guaranteed by the Government.
Article by: Clem C. Benton, Jr.
http://www.12path.com/q/40/