Reducing Your Debt before Retiring

It is imperative to have ahealthy portfolio before you retire. However, it may not look as healthy as itshould due to a falling economy and downsizing. Many individuals have had tomake concessions with their 401(k) plans and pension plans. Moreover, who knowswhat Social Security will look like a few years ... Read More ...

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Learning to Live within Your Means During Retirement

One of the biggestresponsibilities for planning a retirement is exactly that � planning. Andincluded in that planning is the creation of a budget to ensure you don't spendmore than you can afford.No matter how well prepared youare for your retirement financially, you still need to live within your means.There are ... Read More ...

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Educational Toys

Many parents are on the lookoutfor educational toys. The reasons for this are varied; some parents find thatthey want their "money's worth" in the toys they buy, and find thateducational toys last longer and hold children's attention longer (even for years).Others choose educational toys as a way to jump-start learning ... Read More ...

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Enjoy Simplicity and Simple Pleasures

 Entire books have been written on how to slowdown, enjoy simple pleasures, and lead a simple lifestyle. These books existbecause people often long for simplicity, but don't know how to get out of therat race long enough to learn it. The good news is, you can start small byimplementing some ... Read More ...

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Free Play in Children Is Important...

 Free Play in Children Is Important... ..but unfortunately, thisessential component of childhood is often denied in today's hectic world ofschool, extracurricular activities, after-school childcare, and after-schoolclubs. Children's time is largely scheduled, leaving little to no time for childrento engage in unscheduled, free play time.How Important Is Free Play?According to research, very! ... Read More ...

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Gentle Discipline Instead of Harsh Discipline and Spanking

The benefits of physicaldiscipline and spanking have come into question, and the whole question ofspanking has come to the fore of national consciousness. Some of this isbecause there have been injuries and even deaths of children recently, childrenwhose parents claimed to hold to a prescrembed manner of spanking. Besides,sometimes parents ... Read More ...

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Nature Deficit Disorder (NDD)

Richard Louv coined the term"Nature Deficit Disorder" (NDD) in his book "Last Child in theWoods." Because of this, it's become a rather accepted and well-knownterm, although it's not a recognized medical disorder. Some, however, believethat it should be.What Is NDD?NDD refers to the lack ofexposure to the natural world that ... Read More ...

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How to Raise a Natural Child

Raising a natural child issomething that many parents are interested in these days. Some parents hearabout "natural living" or have a vague notion that they should be"more natural" in their homes, but aren't sure how to do it. Raisinga natural child can begin with some small steps and move forward ... Read More ...

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Adwords Keyword Suggestion Tool - Using It Right

 The adwords keyword suggestion tool is used by most internetmarketers, even if they aren't running a pay per click campaign. This tool isrecognized as one of the premier keyword tools around. I mean after all, Googleis pretty much top dog when it comes to search engines so who wouldn't want ... Read More ...

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Adwords Login - Your Pay Per Click Tips

To increase your traffic flow andget your share of the Google pie, your first step is to sign up with Google, goto your Adwords login and set up your first campaign(s).  Adwords isGoogle's version of Pay per Click (PPC) advertising. All the search engineshave their own variations of PPC and ... Read More ...

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